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How long does it take to get a NIF — and can I get one before moving?

Re-locant.com · Cosmic Vortex · Updated 2026-07-03 ✓ sourced ✓ Current for 2026

The NIF (Número de Identificação Fiscal) is your Portuguese tax number — you need it for practically everything: opening a bank account, renting, buying property, signing utility contracts.

Cost at Finanças: free.
Via a fiscal representative / online service: ~€150–300.
When to do it: before you move — remotely, through a representative.

If you're outside the EU/EEA, you'll generally need a fiscal representative to obtain a NIF as a non-resident. Online services handle it remotely in days to a couple of weeks. Doing it early unlocks the bank account and housing steps of your move.

In person at a Finanças office it's free and same-day — but that only works once you're in Portugal, and most people need the NIF before arriving.

Build your personal moving checklistYour steps, dated backwards from your move — visa, NIF, AIMA, NISS and more.

Sources

gov.pt — NIF/NISS for foreigners

Frequently asked questions

Do I need a tax representative for a NIF?
Non-EU applicants requesting a NIF from outside Portugal generally need a fiscal representative; EU residents and anyone applying in person in Portugal usually don't. Once you become resident you can remove the representative.
How much does a NIF cost?
At a Finanças office it is free. Through a lawyer or an online service for non-residents, expect roughly €150–300. Indicative.
Can I open a bank account without a NIF?
In practice no — the NIF comes first, then the bank account, then almost everything else (lease, utilities, mortgage).

Where are you stuck?

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≈ Figures with ~ are rounded or indicative — market prices vary by provider, and official thresholds are shown rounded. Check the exact amount for your case.

Guidance, not legal or tax advice — verify your case with official sources.