Buying property

From offer to keys — with the 2026 rules applied.

Know your real all-in number tool: calculator IMT (7.5% flat for non-residents from Sep 2026), selo, notary, lawyer. How → Mortgage pre-approval Non-residents: 30–40% deposit. Get pre-approved before offers. How → Lawyer due diligence €700–1,500 Caderneta, registo predial, licença de utilização, debts. How → CPCV + sinal ~10% deposit ~10% deposit. You walk = lose it. Seller walks = owes double. How → Escritura at the notary Pay balance + IMT + selo. Keys the same day.

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Buying property

Properties from Cosmic Vortex

Apartamento T2

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Apartamento T3

Apartamento T2 · Vila do Conde

Apartamento T3

Buy, sell, rent or manage in Portugal

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